"Special needs" people need special financial planning

"Special needs" people need special financial planning

Nicolas is a child with cerebral palsy, a disability that will affect his movement, posture and coordination his entire life. His grandmother wanted to leave him a sizable inheritance. His mother told her not to. Nearly 58 million people nationwide over the age of five identify themselves as disabled -- the largest single minority in the country. Millions of Americans would like to reach out and assist them, particularly at this time of year. But giving money directly to a special needs child or adult, particularly if they're already receiving government benefits, can be a bad idea. If these individuals...

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